How it Works

Be the Bank - Earn 9% Annual Return Fully Secured by Real Estate

As a qualified investor you can join our exclusive network of private investors that are earning consistent annual average returns of 9%. These investments pay monthly returns and are fully secured and collateralized by Real Estate (First Lien). Private Lending has been around for decades and has been available as a niche lending program primarily because of the industry’s genuine need for speed and ease of common sense financing. As banks & traditional lenders have continued to be constrained by regulators this type of lending niche has increased in demand. This creates an incredible opportunity for our Private Lenders (to be the bank) by allowing them to lend their capital on great Real Estate projects enjoying high yields with low risks.

The Process

An informed Investor is the individual we want to work with. We believe in Trust and Transparency and at the beginning of this process, we’ll send the Private Lender a “Loan Summary” that explains all of the details before they lend on any given project. When they invest, their funds are sent to a Title Company and then it’s fully collateralized by a First Lien (Deed of Trust) on Real Estate. Make sure to watch our 2 minute video in the right column of this page. This video explains our process in laymen terms.

You Choose

In short, the Private Lender is in control of where and which properties to lend on. We’ll do the homework and put all of our experience and due diligence at their finger tips and let them decide. A typical investment scenario will have a minimum of 30% or more in equity (or a 70% loan to value). In this example, a borrower holding a property worth $300,000 (supported by a 3rd party value report) could receive a new first lien from our Private Lenders for $210,000 (leaving $90,000 in equity) to help offset any risk associated with the loan. Again this allows our private lenders to earn a high return at a low risk.

Closings & Funding

Every loan closing takes place only at a bonded and insured Title (escrow) Companies and the Private Lender’s funds are sent directly to the Title Company at the time of closing. Our trained & experienced staff working with the Title Company and other reputable 3rd party companies ensures that all of the paperwork is handled professionally securing the Private Lenders’ investment to the property via Deed of Trust (1st Lien) along with Title Insurance, Hazard Insurance and a Promissory Note personally guaranteed by the borrower.

Passive Monthly Returns

We are a full service company. This means that our team will originate, underwrite, close and service every lending transaction we put together. Our investors will have the ease of receiving their monthly interest check from their well-performing investments with virtually no work on their part. Our staff is fully trained and knowledgeable to handle all of the details and administrative duties of all aspects of every private lending investment. We remain in contact with every borrower and lender for every lending transaction to ensure timely monthly interest payments to our private lenders. Each investor will have an online fully transparent accessibility to their Lending Portfolio through our experienced, reputable, A+ Better Business Bureau Accredited Loan Servicing Company- Walter Servicing Corp.

Duration

These loan investments do not require a long-term commitment. They are short-term (typically 8-24 months in length) and pay monthly returns. A qualified investor can use cash or funds from a self-directed IRA account to lend monies on these real estate loans. Typical investments can range from $100,000 – $500,000 per loan.

Performance & Track Record

Our Loan Servicing company has serviced over 100M in private lending transactions and has a proven track record of successfully collecting and distributing timely, monthly interest payments to our Private Lender(s). Every private investor will have access to their own individual online lending portfolio where they can track their investments and watch it grow. Walter Servicing Corp and Capstone Capital Partners, LLC have decades of combined lending and loan servicing expertise to serve our clients with excellence and credibility.

Are you interested in investing?

You can listen to a recording that gives you more information about our investing program at 800 219-8762 or you can call us direct at 512-553-2122 or give us your info below.

Our Investment Packet outlines properties that we have funded, how we underwrite the loans, including the overall process and testimonials from other investors.

BORROWERS: Capstone Capital Partners, LLC (Capstone) is a private lender in Texas; however, Capstone is not a Texas Licensed Mortgage Broker. Per the Texas SAFE act, loans made to purchase and rehab properties with the intent to resell and loans to acquire rental properties are for business purposes, not personal, family or household use, and are not subject to licensure under the Texas SAFE Act. Capstone does NOT lend on Homestead loans and only funds investment loans in Texas.

INVESTORS: For Accredited Investors only. Our private lenders are earning an average of 8-10% annual return on 1st liens (Trust Deed Investments) in Texas. Capstone Capital Partners, LLC (Capstone) does not guarantee these annual returns and past performance does not always guarantee future success. This advertisement is not an offer to sell or a solicitation for an investment into Capstone Capital Partners, LLC (Capstone). Capstone has not registered these notes as securities and does not intend to in the future. Capstone is relying upon the exemptions provided for in Section 5.J of the Texas Securities Act and Section 3(a)(11) and Rule 147 of the Securities Act of 1933 as well as other exemptions not specifically described in this disclaimer. More Information